There is nothing worse than the feeling of being in debt – especially when you are in deep. The constant phone calls and the mail inquiries can make you feel like a prisoner in your own home. Most Americans in this country have some kind of debt, and while the degree can vary, the sources can vary as well. However, they all add up in the end and what you want is something manageable. There are a ton of services out there that can help you settle credit debt (http://www.debtsettlementusa.com/ comes to mind), but there are also things you can do in your daily life to lessen the burden as well. It can be hard to train yourself to save your money when you would rather spend it. We live in a society where money appears to be fast and easy, but no one likes to talk about how you have to pay it all back. One of the first things you do is get a feel for your debt. A debt settlement service can help you put it all in perspective, but you can do some of the math yourself. Find out which debts you can pay off the fastest and attack them one at a time. The more debts you pay off, the less interest will build and you can finally settle that debt and get on with life.